How Foreigners Can Legally Buy Property in Dubai in 2025

How Foreigners Can Buy Property in Dubai (Explained)

Dubai has emerged as one of the most attractive real estate markets in the world, and for good reason. With its futuristic skyline, zero income tax, world-class infrastructure, and investor-friendly regulations, it’s no surprise that thousands of foreigners are investing in property here every year. But one common question remains: Can foreigners buy property in Dubai? The answer is yes, and in this blog, we explain exactly how.

Can Foreigners Buy Property in Dubai?

Yes, foreigners, including non-residents, are legally allowed to buy property in Dubai. Thanks to Law No. 7 of 2006, the Dubai government has designated several freehold areas where foreigners can enjoy full ownership rights over the property, including the land.

There’s no requirement for local sponsorship or UAE residency to purchase property. This makes Dubai one of the most open and accessible real estate markets in the Middle East.

 Freehold vs Leasehold Areas

Foreign investors can purchase property in either of the following types of zones:

Freehold Areas:

You own the property and the land forever. Full ownership rights are registered under your name with the Dubai Land Department (DLD).

Popular freehold areas include:

• Dubai Marina

• Downtown Dubai

• Palm Jumeirah

• Business Bay

• Jumeirah Village Circle (JVC)

• Dubai Hills Estate

• Dubai Creek Harbour

• Al Jaddaf

• Sheikh Zayed Road (newly opened for freehold in 2025)

 Leasehold Areas:

You lease the property for a fixed term (up to 99 years), but the land is owned by a local landlord or developer.

What Documents Are Needed?

Whether you’re a resident or a non-resident, buying property in Dubai is a simple process. You’ll typically need:

• Valid passport copy

• Proof of income (bank statement or salary certificate)

• Signed Sales and Purchase Agreement (SPA)

• No Objection Certificate (NOC) from the developer (for resale units)

Down Payment, Mortgages & Payment Plans

Off-Plan Properties:

• Usually require 10%–50% down payment

• The remaining amount is paid in installments tied to construction stages

 Ready Properties:

• Non-residents: Minimum 50% down payment for mortgage financing

• UAE Residents: Eligible for bank loans with 15%–20% down payment

Mortgage financing is available for both residents and non-residents, although non-residents may face slightly stricter lending criteria.

 Fees and Taxes

Here’s what you can expect in terms of costs:

Good to know: Dubai has no annual property tax or capital gains tax.

 Can You Get Residency with a Property Investment?

Yes! Dubai offers residency visas linked to real estate investment:

• AED 750,000+: 2-year investor visa

• AED 1,000,000+: 3-year investor visa

• AED 2,000,000+: Qualify for 10-year Golden Visa

The visa allows you to reside in the UAE, sponsor family members, and enjoy long-term financial and lifestyle benefits.

Dubai Real Estate Market Outlook 2025

The market is booming. According to reports, Dubai recorded $117 billion in property deals in the first half of 2025, driven by buyers from Europe, China, India, Russia, and other regions. Experts predict further growth as the government continues to open new freehold zones to accommodate demand.

Key drivers include:

• Strong rental yields (6 – 10%)

• High ROI on capital appreciation

• Investor-friendly regulations

• Growing infrastructure and mega-projects

How to Buy Property in Dubai as a Foreigner (Step-by-Step)

1. Select a Freehold Area: Ensure the property is located in a freehold zone.

2. Hire a RERA-Certified Agent: Only work with licensed professionals.

3. Reserve the Property: Pay a reservation fee and sign an MoU or SPA.

4. Make Down Payment: Complete your initial payment or mortgage process.

5. Transfer Title Deed: Register the property at the Dubai Land Department.

6. Get Your Residency (Optional): Apply for the appropriate investor visa.

 Final Thoughts

Dubai welcomes foreign investors with open arms. The process of buying property is transparent, secure, and designed to attract global capital. Whether you’re looking for a luxury villa, a beachfront apartment, or a high-yield rental unit, Dubai offers endless opportunities with long-term benefits, including residency.

Thinking of buying in Dubai? Let Silver Key Realty be your trusted partner in making the smartest investment of your life.